Business Loans & Financial Assistance

Strategic Business Loans & Financial Assistance

Planning to start, purchase, expand or modernise a business? We help you understand suitable financing options and prepare for the application process. Navigating institutional credit, credit guarantees, and bank appraisal criteria requires structured preparation and bankable financial models.

Financing Scope: Depending on eligibility and current scheme rules, relevant options may include MUDRA, PMEGP, Stand-Up India and other applicable business finance programmes.

Our Support Includes

Our comprehensive business financing support covers every stage of loan preparation:

  • Business loan option assessment: Reviewing term loans, cash credit, overdraft, and composite facility options suited to your business cycle.
  • Government-linked credit scheme guidance: Identifying schemes with interest subvention, credit guarantee cover (such as CGTMSE), or capital subsidies.
  • New business and expansion finance documentation: Structuring dossiers for greenfield setups and brownfield modernisation projects.
  • Business project reports and financial projections: Developing bank-compliant DPRs, CMA data, debt-service coverage ratio (DSCR) calculations, and break-even analysis.
  • Loan application document checklists: Compiling promoter KYC, tax returns, quotation sets, and property documents.
  • Guidance on repayment capacity and financing requirements: Stress-testing debt schedules against realistic revenue forecasts and working capital cycles.

Credit Programmes & Schemes Evaluated

We guide borrowers on standard institutional credit facilities as well as special government-backed credit lines including MUDRA (Shishu, Kishore, Tarun), PMEGP credit-linked subsidies, Stand-Up India for greenfield enterprises, and CGTMSE collateral-free lending frameworks.

Lender Underwriting Terms: Loan approval, interest rates, collateral requirements and other terms are determined by the relevant lender and applicable scheme rules. AB Consultancy provides independent consultancy and documentation support.

Why Choose AB Consultancy for Business Loan Guidance?

With over 15 years of industry experience and 7,100+ satisfied clients across India, our advisors understand what lending managers look for. We help present your business plan clearly and credibly, minimizing delays and procedural roadblocks.

Our Process

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Disclaimer:

We are an independent consultancy. We assist with project reports, documentation and application guidance only. Loan sanction is by the Bank/Financial Institution, and subsidy approval is by the concerned Government Department as per official guidelines and eligibility criteria.

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