Privacy Policy

1 Information We Collect

AB Consultancy operates as an independent private professional consulting firm assisting businesses, startups, and MSMEs with government scheme identification, DPR (Detailed Project Report) financial modeling, and loan sanction facilitation.

To deliver accurate scheme eligibility assessments and prepare bank-compliant documentation, we collect the following types of information when you interact with our website, consultation desk, or advisory team:

• Personal Contact Data: Full Name, Email Address, Primary Phone Number, WhatsApp Number, and City/State of Operation.
• Business & Project Profiles: Proposed or existing Business Name, Entity Structure (Proprietorship, Partnership, Pvt Ltd, LLP), Industry Classification, and Target Scheme interest (e.g., PMEGP, PMFME, MSME Subsidy, Mudra).
• Financial & Project Data: Approximate project cost, machinery investment estimates, proposed working capital requirements, and turnover figures provided during eligibility checks.
• Technical Website Data: Device browser type, operating system, anonymous usage metrics, and IP address for site performance and anti-fraud monitoring.

2 How We Use Your Information

The information submitted by you is utilized strictly for professional advisory, project evaluation, and client communication purposes:

• Evaluating eligibility against active Central and State Government scheme guidelines.
• Structuring bank-compliant Detailed Project Reports (DPR), CMA data, and financial projections.
• Scheduling 1-on-1 consultation sessions via phone conference, video meeting, or in-person at our Ahilyanagar advisory office.
• Providing regulatory updates, policy circular revisions, and deadline alerts relevant to your project sector.
• Responding to your customer support inquiries and service requests via email or WhatsApp.

3 Non-Disclosure & Project Confidentiality

We recognize the sensitive commercial nature of business blueprints, proprietary formulas, manufacturing costs, and financial statements. AB Consultancy adheres to strict professional non-disclosure standards:

4 Third-Party Disclosure Policy

We never sell, lease, monetize, or trade your personal or enterprise data to external marketing vendors, advertising networks, or lead-generation aggregators.

Your project documentation and contact records are shared with third parties only under the following transparent circumstances:

• Authorized Bank & Financial Institutional Filing: When you explicitly engage our firm to submit your DPR or loan dossier to nationalized, private, or cooperative banks for loan sanction appraisal.
• Official Government Portals: When assisting you with formal scheme application filing on authorized Central or State Government portals (e.g., KVIC PMEGP e-Portal, MOFPI PMFME Portal, Udyam Registration Portal) upon your direct mandate and authentication.
• Legal Compliance: When compelled by law, court order, or regulatory decree under Indian jurisdiction.

5 Data Security & Storage Standards

We implement administrative, technical, and physical safeguards designed to protect personal and business data against unauthorized access, alteration, or accidental disclosure. Digital records are stored behind encrypted environments with restricted staff access. While we strive to maintain bank-grade security standards, please note that no digital transmission over the internet can be guaranteed as 100% impenetrable.

6 Your Privacy Rights & Choices

You retain full authority over your contact data and consultative records. At any point, you may:

• Request a summary of personal information held in our records.
• Request corrections or updates to outdated contact numbers or business profiles.
• Opt out of consultative follow-up communications, WhatsApp alerts, or newsletters by notifying our helpline desk.
• Request complete deletion or archiving of your preliminary project records upon conclusion of advisory engagement.

7 Privacy Officer & Grievance Contact

If you have questions, feedback, or grievance concerns regarding this Privacy Policy or data handling practices, please contact our Senior Advisory Desk: